Market Structure Bill Delay Extends XRP’s Losing Streak as Legislative Uncertainty Weighs on Price 

On January 13, 2026, XRP is trading around $2.05, and it has experienced a losing streak due to legislative uncertainty related to the U.S. Market Structure Bill. 

Key Highlights 

• XRP is on a seven-day losing streak after the U.S. Senate Agriculture Committee delayed the Market Structure Bill markup. 
• This uncertainty has plunged the XRP price from its high of $2.4151 to near $2.03, indicating the immediate impact of policy shifts on market value.
• Despite the short-term pullback, XRP remains positive, recording a 11.5% surge. 

The U.S. Market Structure Bill 

The U.S. Market Bill provides clear rules and regulations for digital asset trading and classification, which could reduce risks for assets like XRP and attract more institutional investors.  

XRP losing its streak of over six consecutive days 

XRP price is highly sensitive to the U.S. regulatory changes and legal developments. The news about the U.S. Banking Committee and Agriculture Committee markups on the Bill has raised the XRP price on January 6 to an all-time high of $2.4151. However, the delay has raised uncertainty in the market, causing the prices to fall to $2.0328.

Senate Committee Delays Markup 

On Monday, January 12, the U.S. Senate Agriculture Committee announced that the Market Structure Bill markup postponed to January 15. Committee Chairman John Boozman issued a press release that said: 

“I remain committed to advancing bipartisan crypto market structure legislation. We have made meaningful progress and had constructive discussions as we work toward this goal. I appreciate the leadership of Senator Booker and his team as we address these complex policy issues. To finalize the remaining details and ensure the broad support this legislation requires, additional time is needed before moving to markup. The Committee will mark up this legislation during the last week of January.”

Reports of potential legislative delays began circulating last week, intensifying market uncertainty and triggering a downturn in XRP’s price. Despite a price dip, XRP has demonstrated resilience with an 11.5% year-to-date gain, which could support a bullish medium-term price outlook. 

Analysts Anticipating a Positive Turn 

As the U.S. Senate Banking Committee markup is scheduled for January 15, analysts expect that it could drive retail and institutional demand for XRP. 

When we look at XRP’s price history, on July 17, 2025, it surged by 14.69% after the U.S. House of Representatives passed the Market Structure Bill to the Senate. However, the record-breaking 43-day U.S. government shutdown in late 2025 caused XRP prices to plunge towards $1.7712 by mid-December. It rallied back on January 6 after the announcement of the markup. 

XRP Potential Price Targets 

As mentioned before, the Market Structure Bill could boost XRP’s utility and fuel demand for spot ETFs. If the Senate passes it, XRP could see a bullish surge toward the $3.00–$3.66 range.

Conclusion 

Although XRP experienced six day streak, it remains up by 11.5% due to its strong fundamentals, such as rising real-world utility and demand for XRP-spot ETFs. If the Senate passes the Market Bill, the XRP prices could enter a bullish state and reach an all-time high of $3.66. Investors should also look out for several other risk events, such as Federal cuts, U.S. lawmakers opposing the Market Structure Bill, and XRP spot ETF outflows. Despite these events, analysts are optimistic that this bill could have a positive outcome for XRP. Currently, investors are looking forward to the Senate’s say on the Market Bill.